Drone Insurance

Get Drone Insurance Quote

Ensure peace of mind with comprehensive drone insurance. Whether for personal or commercial use, drone insurance safeguards against accidental damage, theft, liability, and payload loss. Quickly fill out the lead form to get customized coverage tailored to your drone’s needs. Stay protected and keep flying with confidence!

Drone Insurance

Documents Required to Purchase Drone Insurance

Drone Registration and Compliance

Your drone must be registered with the Directorate General of Civil Aviation (DGCA) and have a Unique Identification Number (UIN)
For commercial use, you must obtain an Unmanned Aircraft Operator Permit (UAOP) from DGCA.

Details About the Drone

Make and Model: Provide details about your drone’s manufacturer, model, and specifications.
Serial Number: The unique identification number assigned to your drone.
Type of Usage: Specify whether the drone is for recreational, commercial, or professional use (e.g., photography, surveying, agriculture).

Pilot/Operator Information

The pilot should have a Remote Pilot License (RPL) or be certified if operating commercially.
Personal details of the pilot, including identification, training certifications, and flight experience, may be required.

Safety and Operational Protocols

Document your safety measures and flight operation protocols, including pre-flight checks, risk assessments, and compliance with no-fly zones.
Ensure the drone is well-maintained and follows a maintenance schedule.

Coverage Selection

Decide on the type of coverage:
- Third-Party Liability: Mandatory coverage for damage to third parties or property.
- Hull Coverage: To cover damage to the drone itself.
- Personal Accident: For injuries to the pilot/operator during flight.

Additional Documentation

Proof of Purchase: Invoice or proof of ownership of the drone.
Flight Logs and Records: Demonstrate compliance with regulations and safe flight operations.
DGCA Compliance Certificate: Showing your adherence to safety and operational guidelines.

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Drone insurer in India

Insurers Offering Drone Insurance

TATA AIG
Drone SBI General
Bajaj
ICICI
National Insurance
New India Insurance


 

Drone Insurance FAQs

Frequently Asked Questions

Drone insurance provides coverage for risks associated with owning and operating drones, including damage to the drone itself, liability for third-party property damage or injury, and other related risks.
As of now, drone insurance is not mandatory for recreational drone users in India. However, for commercial drone operations, insurance coverage is often required by regulatory authorities and clients.
Drone insurance policies may cover various aspects, including damage to the drone (hull coverage), liability for third-party property damage or bodily injury, theft or loss of the drone, and coverage for equipment and accessories.
The cost of drone insurance can vary depending on factors such as the value of the drone, coverage limits, intended use (recreational or commercial), and the insurer's underwriting criteria. Premiums may range from a few thousand rupees to several lakhs, depending on the coverage required.
Drone insurance policies are offered by various insurance companies and brokers in India. It's advisable to compare quotes from multiple insurers to find the best coverage at competitive rates. Additionally, some drone manufacturers may offer insurance packages along with the purchase of a drone.
While drone insurance is not mandatory for recreational users in India, it's still recommended to consider insurance coverage to protect against unexpected accidents or damages. Additionally, some recreational flying areas may require proof of insurance for access.
Several factors can influence the cost of drone insurance premiums, including the drone's value, its intended use (recreational or commercial), the operator's experience and training, the coverage limits selected, and the insurer's risk assessment of the operation.
For commercial drone operations in India, insurance coverage is often required as part of the regulatory approval process. Insurers may request details such as the operator's training and qualifications, the purpose of drone operations, and risk mitigation measures implemented by the operator.
Insurance coverage for a damaged drone may be subject to certain conditions and exclusions specified in the policy. It's advisable to contact the insurer or insurance broker to inquire about coverage options for damaged drones and any applicable deductibles or limitations.
In the event of an incident requiring a claim, notify your insurance provider as soon as possible and provide all necessary documentation, such as photographs, incident reports, and any relevant witness statements. The insurer will guide you through the claims process and assess the eligibility for coverage based on the terms of the policy.
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